Broker Essentials Auto and Home

Basic automobile insurance concepts and the framework of a homeowners policy are outlined. This course concludes with a liability review.

One Hour CE Approved

British Columbia  Saskatchewan  Manitoba

Automobile Insurance Basics

Understand Canadian auto insurance basics, including provincial delivery models, SPF 1 Owners Form, SEFs, third party liability, accident benefits, physical damage, and uninsured motorist protection. 

Home Coverage A-B-C

Review Coverage A, B and C in homeowners policies, including dwelling building, detached private structures, personal property, off-premises contents, special limits, and broker review obligations. 

Liability Basics

Learn liability basics for Canadian P&C brokers, including tort law, negligence, duty of care, occupiers' liability, vicarious liability, and how court decisions shape defence obligations. 

About the course

This course provides brokers with a practical review of personal automobile, homeowners property, and liability insurance fundamentals. Participants examine automobile insurance, including provincial systems, liability, accident benefits, physical damage, and uninsured or underinsured motorist protection. The course explores Homeowners Coverages A, B and C, including dwellings, detached structures, personal property, special limits, and coverage gaps. The course concludes with liability fundamentals, including negligence, duty of care, causation, foreseeability, occupiers’ liability, vicarious liability, and defence obligations. 

Meet Your Instructor

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.