Broker Essentials Liability Claims
In this course we will review the three secondary coverages on a CGL and the exclusions. We will conclude this course with a review of the products liability exposure common in many businesses.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
CGL Coverage B-C-D
Learn how CGL Coverages B, C, and D respond to personal and advertising injury, no-fault medical payments, and tenants legal liability for damage to rented premises.
CGL Exclusions
Review CGL supplementary payments and conditions, including defence costs outside limits, duty to defend, notice, cooperation, other insurance, separation of insureds, subrogation, and premium audit.
Products Liability Exposures
Review products liability exposure for manufacturers, importers, distributors, and retailers, including duty of care, Sale of Goods Act obligations, CGL products coverage, recall exclusions, and broker checklist items.
About the course
This course provides brokers with a practical review of Commercial General Liability coverages, policy conditions, and products liability exposures. Participants begin with CGL Coverages B, C, and D, including personal and advertising injury, medical payments, and tenants' legal liability, with guidance on selecting the appropriate coverage section for a claim. The course then examines CGL supplementary payments and policy conditions, including the duty to defend, notice requirements, cooperation, subrogation, other insurance, and premium audits. The course concludes with products liability, including supply chain responsibilities, Sale of Goods obligations, manufacturer and distributor exposures, CGL products coverage, recall exclusions, and product safety risk management.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.