Broker Essentials Business Protection
This program focuses on business perpetuation. Business Interruption, Directors and Officers and Risk Management are the topics reviewed. All of these work together for surviving a catastrophic loss.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Business Interruption Basics
Learn the foundations of Business Interruption Insurance, including indirect loss, covered property damage triggers, restoration periods, BI limits, mitigation duties, and why brokers must address income exposure before a major loss.
Directors and Officers Liability
Review D&O liability insurance, including personal exposure for directors and officers, indemnification, corporate reimbursement, direct coverage, entity coverage, claims-made triggers, tail coverage, and key exclusions.
Risk Management Basics
Review risk management basics, pure risk, change-agent challenges, program advantages, loss control, financial stability, compliance, reputation protection, and the broker's advisory role.
About the course
This course provides brokers with a practical review of business interruption, management liability, and risk management. Participants examine Business Interruption insurance, including covered loss triggers, restoration periods, limits, fixed expenses, mitigation, and underinsurance. The course explores Directors and Officers Liability, including personal exposure, indemnification, claims-made coverage, and governance risks. The course concludes with risk management fundamentals, including pure risk, loss controls, change management, and the broker’s role as a trusted risk advisor.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.