Broker Essentials Property Coverage Progression
In this course we start with the fire policy and expand our view to common extensions found in advanced commercial property policies.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Fire Policy and Dec Page
Review the legislated fire policy and declaration page, including mandatory fire perils, key exclusions, loss payees, mortgagee protections, policy period, premiums, and subject matter.
Top Up and More
Review key commercial property extensions including removal, debris removal, vacancy permits, flood, earthquake, bailees, instalment sales floaters, and peak season coverage for brokers.
Extensions and Conditions
Review commercial property extensions and conditions, including employee property, building damage by theft, outdoor landscaping, notice to authorities, sue and labour, no benefit to bailee, pair and set, and parts clauses.
About the course
This course provides brokers with a practical review of commercial property fundamentals, policy enhancements, and claim conditions. Participants begin with the Fire Policy and Declaration Page, including statutory fire perils, declaration page essentials, vacancy concerns, mortgagee interests, and key coverage limitations. The course then examines commercial property endorsements, including removal coverage, debris removal, vacancy permits, flood, earthquake, bailee protection, instalment sales coverage, and peak season endorsements. The course concludes with commercial extensions and policy conditions, including employee property, theft damage to rented premises, sue and labour, bailee issues, landscaping, and partial-loss valuation.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional .