Commercial Liability Insurance Essentials Part Two
In this course you will be guided through a deep dive of the Commercial General Liability Policy. Coverages and exclusions will be applied to real business operations.
One Hour CE Approved
British Columbia Alberta Saskatchewan Manitoba
CGL Coverage A
Review CGL Coverage A for Canadian P&C brokers, including bodily injury, property damage, occurrence triggers, legal liability, and key exclusions such as contractual liability, pollution, auto, own work, own product, and recall.
CGL Coverage B-C-D
Learn how CGL Coverages B, C, and D respond to personal and advertising injury, no-fault medical payments, and tenants legal liability for damage to rented premises.
CGL Conditions
Review CGL supplementary payments and conditions, including defence costs outside limits, duty to defend, notice, cooperation, other insurance, separation of insureds, subrogation, and premium audit.
About the course
A thorough understanding of the Commercial General Liability (CGL) policy is fundamental to every commercial insurance broker. This course provides a practical, broker-focused review of the four primary CGL coverage sections, explaining not only what each coverage protects, but also where important limitations, exclusions, and policy conditions can affect the outcome of a claim. You'll gain the knowledge needed to analyze liability exposures, advise clients with confidence, and properly position coverage before a loss occurs. Beginning with Coverage A, you'll examine third-party bodily injury and property damage, occurrence triggers, and the major exclusions that frequently require specialized insurance solutions. The course then explores Coverages B, C, and D, including personal and advertising injury, no-fault medical payments, and tenants legal liability. Finally, you'll learn Supplementary Payments and the CGL Conditions.
Your Name
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.