Commercial Property Insurance Essentials Part One
In this first course on commercial property core definitions are reviewed. From there, government foundations found in the Insurance Acts are discussed to build business insurance structure.
One Hour CE Approved
British Columbia Alberta Saskatchewan Manitoba
Commercial Core Coverages
Understand commercial property core coverages: building, stock, and equipment, including fixed structures, tenant improvements, bailee property, consignment stock, and leased equipment.
Fire Policy Regulations
Review the legislated fire policy and declaration page, including mandatory fire perils, key exclusions, loss payees, mortgagee protections, policy period, premiums, and subject matter.
Statutory Conditions
Review fire statutory conditions in property insurance, including misrepresentation, material change, proof of loss, fraud, salvage, appraisal, replacement, and notice obligations.
About the course
Every commercial property policy begins with the fundamentals. Before brokers can confidently recommend coverage enhancements or resolve complex claims, they must understand how a commercial property policy is built, how property is classified, and the statutory rules that govern every contract. This course combines Commercial Core Coverages, Fire Declaration Page, and Statutory Conditions to provide a practical foundation in commercial property insurance. Through real-world broker scenarios, you'll identify common coverage gaps, understand the importance of accurate business descriptions and declarations, recognize material changes that can affect coverage, and develop stronger file documentation practices. Whether you're new to commercial insurance or looking to reinforce your technical knowledge, this course delivers.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.