Contractor Essentials
Tool Floater, Installation Floater, Completed Operations and Surety Basics will equip you with baseline knowledge to begin serving contractors.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Tool and Installation Floater
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Completed Operations Exposure
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Surety Basics
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About the course
Construction brokers must understand more than property coverage—they must recognize how contract bonds, inland marine floaters, and completed operations liability work together throughout the life of a project. This course examines the fundamentals of contract surety, including the three-party relationship, contractor prequalification, and the distinction between surety and insurance. It also explores Builders Risk and Tool & Installation Floaters, focusing on property protection during construction, coverage attachment and cessation, warranties, and documentation requirements. Finally, you'll examine completed operations exposure, learning how liability can continue long after work is finished, how completion triggers affect coverage, and why continuous CGL protection is essential. By the end of this course, you'll be better prepared to identify contractor exposures, recommend appropriate coverage solutions, and help clients avoid costly gaps in protection from project start through long-term liability.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.