Oilfield Liability Coverages
Oilfield operations in all phases pose liability risks. Traditional CGL, Environmental Impairment and Umbrella for the three key coverages for all oilfield operations.
One Hour CE Approved
British Columbia Alberta Saskatchewan Manitoba
Oilfield Liability
Review how CGL coverage applies to Canadian oilfield operations, including upstream, midstream, pollution exclusions, additional insureds, completed operations, limits, and long-tail liability.
Environmental Impairment
Learn how Environmental Impairment Liability fills the pollution coverage gap left by the CGL, including cleanup costs, regulatory orders, claims-made coverage, and broker underwriting considerations.
Umbrella
Review umbrella liability coverage, including excess limits, drop-down protection, retained limits, underlying insurance requirements, primary policy maintenance, exclusions, and broker review priorities.
About the course
Large commercial liability losses often extend well beyond the protection provided by a standard Commercial General Liability policy. This course combines Umbrella Liability, Oilfield Liability, and Environmental Impairment Liability to help brokers build layered liability programs that address catastrophic claims, specialized oilfield exposures, and the significant pollution gaps left by the CGL. You'll learn how umbrella policies provide excess limits and drop-down protection, how oilfield liability requires careful analysis of contracts, additional insured requirements, pollution wording, and long-tail exposures, and why Environmental Impairment Liability is essential for addressing cleanup costs, remediation, regulatory orders, and other pollution-related claims. The course also examines underlying insurance requirements, retained limits, claims-made coverage, retroactive dates, and practical broker file documentation. Designed for commercial insurance brokers, this course provides practical guidance for identifying liability gaps, structuring comprehensive insurance programs, and protecting clients operating in high-risk industries where severe liability and environmental losses can threaten the financial future of the business.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.