Automobile Insurance Essentials Part One
Understanding the basics is a great place to start. This course will also serve as a refresher for those with experience.
One Hour CE Approved
British Columbia Alberta Saskatchewan Manitoba
Automobile Insurance Basics
Financial Responsibility laws, government and private insurers as well as the core coverages are discovered.
Section A & B Coverages
Third Party Liability and Accident Benefits are reviewed in detail.
Section C Coverages
Collision, Comprehensive, All Perils and Specified Perils are discussed.
About the Course
Build a practical understanding of the core coverages that form a Canadian personal automobile insurance policy. This course explains how provincial automobile insurance systems operate and examines the distinct roles of Third Party Liability, Accident Benefits, and Physical Damage coverage. Participants will review liability limits, defence coverage, injury benefits, common exclusions, deductibles, Collision and Upset, Comprehensive, All Perils, Specified Perils, and actual cash value settlements. The course also highlights the broker’s responsibility to identify coverage gaps, explain provincial differences, document recommendations, and help clients select protection that reflects their vehicles, financial obligations, and real-world exposures. Designed for Canadian P&C brokers, this course strengthens both technical knowledge and client advisory skills across the most important personal automobile coverage decisions.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.