Broker Essentials Commercial Risks

Reviewing risk management fundamentals with commercial property understanding is a foundation skill set for commercial brokers. This course will also consider liability risks in this light.

One Hour CE Approved

British Columbia  Saskatchewan  Manitoba

Highlight #1

Review risk management basics, pure risk, change-agent challenges, program advantages, loss control, financial stability, compliance, reputation protection, and the broker's advisory role. 

Highlight #2

Understand commercial property core coverages: building, stock, and equipment, including fixed structures, tenant improvements, bailee property, consignment stock, and leased equipment. 

Highlight #3

Learn liability basics for Canadian P&C brokers, including tort law, negligence, duty of care, occupiers' liability, vicarious liability, and how court decisions shape defence obligations. 

About the course

This course provides brokers with a practical review of commercial property, liability, and risk management fundamentals. Participants examine commercial property classifications, including buildings, stock, equipment, property of others, and tenant improvements. The course explores liability fundamentals, including negligence, duty of care, causation, foreseeability, occupiers’ liability, and vicarious liability. The course concludes with risk management, including pure risk, loss controls, change management, and the broker’s role as a trusted risk advisor. 

Meet Your Instructor

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.