Broker Essentials Home Liability and Risk Management
Risk management basic concepts are reviewed then a focus on a major personal lines exposure. Liability basics and the three liability coverages found on a homeowner's form are reviewed.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Risk Management Basics
Review risk management basics, pure risk, change-agent challenges, program advantages, loss control, financial stability, compliance, reputation protection, and the broker's advisory role.
Liability Basics
Learn liability basics for Canadian P&C brokers, including tort law, negligence, duty of care, occupiers' liability, vicarious liability, and how court decisions shape defence obligations.
Homeowners Liability Coverages
Review Section II homeowners liability coverages, including personal liability, voluntary medical and property payments, residence employees, insured premises, and watercraft and vehicle limitations.
About the course
This course provides brokers with a practical review of risk management and personal liability insurance. Participants begin with risk management fundamentals, including pure risk, risk controls, change management, and the broker’s advisory role. The course then examines liability fundamentals, including negligence, duty of care, causation, foreseeability, occupiers’ liability, and vicarious liability. The course concludes with Homeowners Liability, including Coverage E, voluntary payments, residence employee benefits, defence costs, and watercraft and motorized vehicle limitations.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.