Broker Essentials Sub Contractor Basics
Often overlooked in construction risks are the sub trades who actually do the work. In this course we will review their key exposures and how to manage them.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Completed Operations Exposures
Review completed operations liability for contractors, including the CGL definition of your work, completion triggers, intended use, damage to your work exclusion, subcontractor exception, occurrence timing, and tail exposure.
Tools and Installation Floater
Review Tool and Installation Floaters, including scheduled and unscheduled tools, vehicle theft warranties, installation property, coverage attachment and ending points, exclusions, extensions, and broker file questions.
Contractors Risk Management
Contractor risk management course for Canadian P&C brokers. Review contracts, subcontractors, jobsite safety, tools, fleet, hot work, pollution, certificates, and documentation to build stronger contractor submissions.
About the course
This course provides brokers with a practical review of contractor property protection and completed operations liability. Participants begin with Tool and Installation Floaters, including scheduled and unscheduled tools, installation materials, attachment and cessation of coverage, transit exposures, vehicle warranties, and contractor property protection. The course then examines Builders Risk and contractor liability after project completion, focusing on completed operations, completion triggers, subcontractor exposures, occurrence timing, and aggregate limits. The course concludes with completed operations exposures, including damage to your work, consequential damage, subcontractor responsibilities, tail liability, and the importance of continuous CGL coverage.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.