Broker Essentials Transportation and Property
Transportation companies of all types have two main risks. Their property in transit and their property at their depot. This course discusses both and valuation to form a solid foundation.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Transportation Floater
Review inland transportation coverage for goods in transit, including common versus private carriers, carrier liability limits, all-risks transit coverage, exclusions, valuation, per-conveyance limits, and broker placement questions.
Core Commercial Coverages
Understand commercial property core coverages: building, stock, and equipment, including fixed structures, tenant improvements, bailee property, consignment stock, and leased equipment.
Actual Cash Value
Understand Actual Cash Value in property insurance, why ACV is often undefined, how settlement methods differ, and why brokers must explain replacement cost, bylaw, and underinsurance issues before a claim.
About the course
This course provides brokers with a practical review of goods in transit, commercial property coverage, and property valuation. Participants begin with Transportation Floater coverage, including goods in transit, carrier liability, bill of lading limitations, exclusions, valuation, and per-conveyance limits. The course then examines commercial property classifications, including buildings, stock, equipment, property of others, and tenant improvements. The course concludes with Actual Cash Value, including valuation methods, depreciation, replacement cost, bylaw considerations, and underinsurance.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.