Commercial Lines Basics Part Five

In this program we will conclude our review of the All Risk property wording and introduce Cyber risks. Data Compromise and Network attack coverages will be the focus.

One Hour CE Approved

British Columbia  Saskatchewan  Manitoba

Broad Form II

Review perils excluded under the commercial Broad Form, including earthquake, flood, sewer backup, breakdown, spoilage, pests, bylaw, pollution, and related coverage gaps.

Data Compromise Coverage

Learn how Data Compromise coverage responds to privacy breaches, notification costs, credit monitoring, PR support, privacy liability, regulatory defence, and underwriting issues for Canadian P&C brokers. 

Network Attack Coverage

Understand Network Attack coverage for Canadian P&C brokers, including data and system restoration, cyber business interruption, extra expense, network security liability, underwriting controls, vendor dependencies, and key exclusions. 

About the course

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Meet Your Instructor

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.