Commercial Lines Basics Part Six

In this final instalment of this series we will review several important clauses considered during the claims process. Crypto Crime and Ransomware risks conclude this program.

One Hour CE Approved

British Columbia Saskatchewan  Manitoba

Claims Clauses

Describe a key feature that sets you apart, solves a problem, or adds value to your users.

Crypto Crime

Describe a key feature that sets you apart, solves a problem, or adds value to your users.

Ransomware

Describe a key feature that sets you apart, solves a problem, or adds value to your users.

About the course

This course provides brokers with a practical review of commercial property claims and emerging cyber crime risks. Participants examine key claims clauses including replacement cost, co-insurance, valuation, and subrogation. The course then explores cryptocurrency crime exposures, including digital assets, private keys, wallet theft, exchange security, and coverage considerations. The course concludes with ransomware and cyber extortion, focusing on system disruption, business interruption, breach response, restoration, and the controls brokers should review with clients.

Meet Your Instructor

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.