Commercial Lines Basics Part Two
In this course legislated coverage minimums are discussed as a foundation of advanced coverages. The CGL is introduced and risk management concepts.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Fire Policy and Dec Page
Review the legislated fire policy and declaration page, including mandatory fire perils, key exclusions, loss payees, mortgagee protections, policy period, premiums, and subject matter.
CGL Coverage A
Review CGL Coverage A for Canadian P&C brokers, including bodily injury, property damage, occurrence triggers, legal liability, and key exclusions such as contractual liability, pollution, auto, own work, own product, and recall.
Risk Management Basics
Review risk management basics, pure risk, change-agent challenges, program advantages, loss control, financial stability, compliance, reputation protection, and the broker's advisory role.
About the course
This course provides brokers with a practical review of commercial property, commercial general liability, and risk management. Participants examine the statutory fire policy and declaration page, including insured perils, key policy information, mortgagees, vacancy, and important property exposures. The course then reviews CGL Coverage A, focusing on third-party bodily injury and property damage, occurrence triggers, and major exclusions. The course concludes with risk management fundamentals, including identifying pure risks, selecting appropriate controls, managing change, and strengthening the broker’s role as a trusted risk advisor.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.