Commercial Package Extensions

Commercial Package Policies have grown in popularity and include many needed coverages for small business. In this course we will review many of these popular coverages.

One Hour CE Approved

British Columbia Saskatchewan Manitoba

Insuring Paper and More

Review key commercial property add-ons, including valuable papers, accounts receivable, consequential loss, bylaw endorsements, and sign coverage. 

Expanding All Risk

Review commercial property extensions for off-premises exposures, inflation protection, fire department charges, and glass coverage. Built for Canadian P&C brokers. 

Top Up and More

Review key commercial property extensions including removal, debris removal, vacancy permits, flood, earthquake, bailees, instalment sales floaters, and peak season coverage for brokers. 

About the course

Commercial property insurance extends well beyond the basic building, stock, and equipment form. This course examines the additional coverages, extensions, and endorsements that help brokers close the practical gaps often overlooked during policy reviews. You'll learn how to protect valuable papers, accounts receivable, temperature-sensitive stock, bylaw costs, and exterior signs, while also exploring off-premises property, newly acquired locations, inflation protection, fire department charges, vacancy permits, debris removal, flood and earthquake endorsements, bailee exposures, instalment sales coverage, and peak season inventory. The course emphasizes the broker's role in identifying operational exposures, recommending appropriate endorsements, and ensuring clients have protection that reflects how their business actually operates. By the end of this course, you'll be better equipped to recognize hidden commercial property gaps and build more comprehensive insurance solutions for your clients.

Meet Your Instructor 

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.