Contractor Risk Management
Risk management principles go to the job site. We will review property exposures with a focus on wrap up and surety concepts as well.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Contractor Risk Management
Contractor risk management course for Canadian P&C brokers. Review contracts, subcontractors, jobsite safety, tools, fleet, hot work, pollution, certificates, and documentation to build stronger contractor submissions.
Wrap Up Liability
Review Wrap Up Liability coverage for construction and industrial projects, including OCIPs, CCIPs, shared limits, completed operations, enrollment issues, and key broker considerations when coordinating project and contractor CGL policies.
Surety Basics
Review contract surety basics, including the three-party bond relationship, principal, obligee, surety, penal sum, bond term, indemnity, prequalification, and why bonds are not insurance policies.
About the course
Construction projects involve far more than completing the work on time—they require careful management of contractual obligations, financial guarantees, and project-wide liability exposures. This course examines contractor risk management, the fundamentals of contract surety, and Wrap Up Liability programs to help brokers understand how these coverages work together on complex construction projects. You'll learn how written contracts, subcontractor management, jobsite safety, equipment controls, and documentation influence underwriting, while exploring the three-party structure of contract bonds, contractor prequalification, General Indemnity Agreements, and the distinction between surety and insurance. The course also examines Owner-Controlled and Contractor-Controlled Insurance Programs (OCIPs and CCIPs), project enrollment requirements, shared liability limits, completed operations, and the coordination between wrap-up liability and individual contractor CGL policies. By the end of this course, you'll be better equipped to advise contractors, project owners, and developers on integrated insurance and bonding strategies that reduce contractual risk, strengthen underwriting submissions, and protect major construction projects from inception through completion.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.