Emerging Property Risks
Exposures develop and adapt along with Society. In this course we will review the proliferation of lithium batteries in our lives. Dangers of BLEVE risks as close as your backyard and how fire departments intersect with Salvage.
Lithium Batteries
Learn how lithium battery risks affect Canadian P&C clients, including thermal runaway, property damage, liability, business interruption, underwriting concerns, and practical loss prevention strategies for homes and businesses.
BLEVE
Learn how BLEVE events occur, why pressure vessels can fail catastrophically, and how brokers should assess property, liability, business interruption, and environmental coverage exposures.
Salvage v. Fire Department
Review how statutory salvage, fire department charges, and municipal billing interact. This course helps brokers separate property loss, mitigation obligations, and fire service invoices before clients face a claim.
About the course
This course provides brokers with a practical review of emerging fire, explosion, and property loss exposures. Participants examine lithium battery risks, including thermal runaway, charging and storage controls, property damage, liability, and business interruption. The course explores BLEVE exposures, including pressure vessel failure, property and liability losses, pollution, business interruption, and risk controls. The course concludes with salvage and fire department charges, including post-loss mitigation, municipal billing, policy extensions, special limits, and broker documentation.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.