Liability Basics, Exclusions & Products
This is a course dedicated to business liability risks. After reviewing the basics and key exclusions this course will discuss products liability for those businesses who sell products.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Liability Basics
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Key CGL Exclusions
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Products Exposures
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About the course
This course provides brokers with a practical review of liability fundamentals, CGL exclusions, and products liability exposures. Participants examine negligence, duty of care, causation, foreseeability, occupiers’ liability, vicarious liability, and insurer defence obligations. The course explores key CGL exclusions, including employee injury, care, custody and control, bailee exposures, and rented premises fire limits. The course concludes with products liability, including supply chain responsibilities, Sale of Goods obligations, CGL response, product recall gaps, and contractual limits.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.