Major Property Losses
Property losses vary in size from minor to catastrophic. In this course some of the largest property losses are examined. New risks resulting from lithium and chemical losses join traditional flood and quake losses.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Lithium Battery Risks
Learn how lithium battery risks affect Canadian P&C clients, including thermal runaway, property damage, liability, business interruption, underwriting concerns, and practical loss prevention strategies for homes and businesses.
BLEVE
Learn how BLEVE events occur, why pressure vessels can fail catastrophically, and how brokers should assess property, liability, business interruption, and environmental coverage exposures.
Key Property Loss Exclusions
Review three key commercial property exclusions: vacancy, unoccupied or shut down locations, flood, and mysterious disappearance. Includes Canadian case law, policy interpretation, and broker file practices.
About the course
This course provides brokers with a practical review of commercial property exclusions and emerging high-severity risks. Participants examine key property exclusions involving vacancy, flood, and mysterious disappearance, including the importance of endorsements and broker documentation. The course explores lithium battery risks, including thermal runaway, charging and storage controls, property damage, liability, and business interruption. The course concludes with BLEVE exposures, focusing on pressure vessels, extreme-severity property and liability losses, pollution, business interruption, maintenance, and risk controls.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.