Restaurant Risk Management
This course applies the risk management process to restaurants with a focus on loss of income risks and liability exposures.
One Hour CE Approved
British Columbia Saskatchewan Manitoba
Restaurant Risk Management
Review restaurant risk management, including building and cooking hazards, suppression and hood cleaning, spoilage, slip and fall controls, liquor liability, employee safety, crime, business interruption, regulatory compliance, and underwriting documentation.
Business Interruption Basics
Learn the foundations of Business Interruption Insurance, including indirect loss, covered property damage triggers, restoration periods, BI limits, mitigation duties, and why brokers must address income exposure before a major loss.
CGL Coverage A
Review CGL Coverage A for Canadian P&C brokers, including bodily injury, property damage, occurrence triggers, legal liability, and key exclusions such as contractual liability, pollution, auto, own work, own product, and recall.
About the course
Restaurants present a unique combination of property, liability, and income exposures that require careful insurance planning and proactive risk management. This course examines restaurant risk management, Commercial General Liability Coverage A, and Business Interruption insurance to help brokers understand how a single loss can affect both daily operations and long-term financial stability. You'll learn how cooking equipment, fire suppression systems, food spoilage, liquor service, slip-and-fall hazards, crime, and regulatory compliance create liability and property exposures, while exploring how Business Interruption coverage protects lost income and continuing expenses following a covered property loss. The course also reviews the occurrence trigger for CGL Coverage A, key liability exclusions, restoration periods, business interruption limits, and the broker's role in documenting operational risks, recommending appropriate coverage, and helping restaurant owners recover quickly after a major loss. By the end of this course, you'll be better equipped to build comprehensive insurance programs that protect restaurant clients from property damage, third-party liability, and the financial impact of prolonged business interruptions.
Meet Your Instructor
For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.