Trucking Risk Management

Risk Management on the road! Long haul risks and local transportation exposures are reviewed with a focus on telematics and large liability risks inherent in this sector.

One Hour CE Approved

British Columbia  Saskatchewan  Manitoba

Trucking Risk Management

Review trucking risk management, including driver screening, training, telematics, fleet maintenance, cargo securement, hours of service, accident response, route planning, distracted driving, cargo theft, and regulatory compliance. 

Telematics

Review how telematics affects auto insurance pricing, including data collection methods, measured driving behaviours, usage-based models, privacy consent, discounts, and possible claims implications. 

Umbrella Liability

Review umbrella liability coverage, including excess limits, drop-down protection, retained limits, underlying insurance requirements, primary policy maintenance, exclusions, and broker review priorities. 

About the course

Transportation operations face significant liability exposures that extend well beyond the highway. This course examines trucking risk management, telematics, and Umbrella Liability to help brokers understand how technology, operational controls, and excess liability protection work together to reduce the impact of catastrophic losses. You'll learn how driver screening, fleet maintenance, cargo securement, fatigue management, route planning, theft prevention, and regulatory compliance strengthen both underwriting submissions and claims defence. The course also explores how telematics uses real driving behaviour to improve risk selection, pricing, and driver performance, while addressing privacy, consent, and claims implications. Finally, you'll examine how Umbrella Liability provides higher-limit protection when primary liability policies are exhausted and why maintaining underlying insurance is critical to preserving coverage. By the end of this course, you'll be better equipped to evaluate commercial transportation risks, recommend appropriate liability limits, leverage telematics as a risk management tool, and build comprehensive insurance programs that protect trucking clients from both routine and catastrophic claims. 

Meet Your Instructor

For more than four decades, Todd Hochban has worked with Canadian insurance brokers, helping them better understand property and casualty insurance through practical, real-world education. As a seasoned educator, industry speaker, and course developer, he has trained thousands of brokers across Canada, translating complex insurance concepts into clear, actionable learning. Every BrokerBytes course is designed with one goal in mind: to provide practical knowledge that brokers can immediately apply in conversations with clients, underwriting submissions, and claims situations. Rather than focusing on theory alone, these lessons emphasize the issues brokers encounter every day. Whether you're new to the industry or building on years of experience, BrokerBytes delivers concise, focused learning designed for today's busy insurance professional.